2020-09-27

[public] 348K views, 30.9K likes, 440 dislikes audio only

Knowing Better

Banking services are complicated and expensive, but going without them is even more complicated and expensive.

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Thanks to KiraChats for giving life to the piggy bank!

https://www.twitch.tv/kirachats

https://twitter.com/KiraChats

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Films, Documentaries, and Videos

Dirty Money S1E2 "Payday" (2018)

Dirty Money S1E4 "Cartel Bank" (2018)

Dirty Money S2E1 "Wagon Wheel" (2020)

Too Big To Fail (2011) - https://amzn.to/2RPrxFK

The Big Short (2015) - https://amzn.to/3cu6y4L

Wyatt Cenac's Problem Area | Bank, Mosquito and Mental Health Problems (2020) - https://youtu.be/YaJfWyS3Hyo

Last Week Tonight with John Oliver | Predatory Lending (2014) - https://youtu.be/PDylgzybWAw

Finance Explained with Kal Penn (2016) - https://www.youtube.com/playlist?list=PLSKUhDnoJjYmc6qg_xVNNVn09BGRVSos3

FDIC Surveys and Bankrate

https://www.fdic.gov/householdsurvey/

https://www.fdic.gov/unbankedsurveys/2011survey/2011execsummary.pdf

https://www.fdic.gov/consumers/community/research/QualitativeResearch_May2016.pdf

https://www.fdic.gov/householdsurvey/2017/2017execsumm.pdf

https://www.bankrate.com/banking/checking/checking-account-survey/

Other General Sources

https://www.scjustice.org/brochure/easy-in-impossible-out/

https://fred.stlouisfed.org/release/tables?rid=317&eid=20543

https://www.valuepenguin.com/banking/average-checking-account-interest-rates

https://www.money-rates.com/saving/types-of-savings-accounts.htm

https://www.fool.com/investing/general/2015/06/07/credit-union-vs-bank-4-major-differences.aspx

https://www.cardfellow.com/blog/how-credit-card-processing-works/

https://www.youtube.com/watch?v=Qz3jl4TI7SQ

https://squareup.com/us/en/townsquare/credit-card-processing-fees-and-rates

https://evans.uw.edu/sites/default/files/public/STATE%20PAYDAY%20LOAN%20PRICE%20CAPS%20&%20REGULATION.pdf

https://www.businessinsider.com/personal-finance/average-mortgage-interest-rate

https://www.businessinsider.com/personal-finance/average-auto-loan-interest-rate

https://wallethub.com/edu/cc/average-credit-card-interest-rate/50841/#:~:text=The%20average%20credit%20card%20interest%20rate%20is%2018.61%25%20for%20new,card%20APRs%20worth%20considering%2C%20too.

https://www.cnbc.com/2019/03/08/25percent-of-us-households-are-either-unbanked-or-underbanked.html

https://www.policymap.com/embedmap_dyn?lqid=142722

https://www.ncua.gov/files/publications/analysis/credit-union-bank-interest-rates-march-2020.pdf

https://www.ncua.gov/analysis/cuso-economic-data/credit-union-bank-rates

https://www.mycreditunion.gov/about-credit-unions/credit-union-different-than-a-bank

https://www.federalreserve.gov/monetarypolicy/reservereq.htm

https://www.cnbc.com/2020/01/10/3-billion-of-gift-cards-go-unused-each-year-dont-let-them-go-to-waste.html

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Photo Credits -

https://www.loanry.com/blog/wp-content/uploads/2019/08/credit-card-clipart.png

https://www.flaticon.com/free-icon/bank_584073

https://www.flaticon.com/free-icon/coin_3109832

https://www.flaticon.com/free-icon/smartphone_488

https://www.pngegg.com/en/png-iaxmt

https://consumerist.com/consumermediallc.files.wordpress.com/2014/07/cfpb2.png

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Intro/Outro and Background Music by Michael Cotten/Nomad

http://www.mwcotten.com

Spotify ► https://open.spotify.com/album/0zCYP8rPoTWYoldR70bIiI

Amazon ► https://amzn.to/2zbsfHd

Intro Art and Channel Avatar by PoetheWonderCat

https://twitter.com/ThatCatNamedPoe

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Hashtags: #banking #finance #postalbanking #finances #financial #bank #banks #account #loan #dollar #savemoney #savings #paydayloan #mortgage #creditcard

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