2020-09-27

[public] 348K views, 30.4K likes, 440 dislikes audio only

Knowing Better

Banking services are complicated and expensive, but going without them is even more complicated and expensive.

Check out CuriosityStream at http://www.curiositystream.com/knowingbetter and get a free subscription to Nebula.

Use the promo code "knowingbetter" for a 26% discount on an annual subscription!

Website ► http://knowingbetter.tv

Store ► http://standard.tv/knowingbetter

Patreon ► http://patreon.com/knowingbetter

Paypal ► http://paypal.me/knowingbetter

Twitter ► https://twitter.com/KnowingBetterYT

Twitch ► https://twitch.tv/knowingbetteryt

Facebook ► https://facebook.com/KnowingBetterYT/

Instagram ► https://instagram.com/knowingbetteryt

Reddit ► https://reddit.com/r/KnowingBetter/

---

Thanks to KiraChats for giving life to the piggy bank!

https://www.twitch.tv/kirachats

https://twitter.com/KiraChats

---

Films, Documentaries, and Videos

Dirty Money S1E2 "Payday" (2018)

Dirty Money S1E4 "Cartel Bank" (2018)

Dirty Money S2E1 "Wagon Wheel" (2020)

Too Big To Fail (2011) - https://amzn.to/2RPrxFK

The Big Short (2015) - https://amzn.to/3cu6y4L

Wyatt Cenac's Problem Area | Bank, Mosquito and Mental Health Problems (2020) - https://youtu.be/YaJfWyS3Hyo

Last Week Tonight with John Oliver | Predatory Lending (2014) - https://youtu.be/PDylgzybWAw

Finance Explained with Kal Penn (2016) - https://www.youtube.com/playlist?list=PLSKUhDnoJjYmc6qg_xVNNVn09BGRVSos3

FDIC Surveys and Bankrate

https://www.fdic.gov/householdsurvey/

https://www.fdic.gov/unbankedsurveys/2011survey/2011execsummary.pdf

https://www.fdic.gov/consumers/community/research/QualitativeResearch_May2016.pdf

https://www.fdic.gov/householdsurvey/2017/2017execsumm.pdf

https://www.bankrate.com/banking/checking/checking-account-survey/

Other General Sources

https://www.scjustice.org/brochure/easy-in-impossible-out/

https://fred.stlouisfed.org/release/tables?rid=317&eid=20543

https://www.valuepenguin.com/banking/average-checking-account-interest-rates

https://www.money-rates.com/saving/types-of-savings-accounts.htm

https://www.fool.com/investing/general/2015/06/07/credit-union-vs-bank-4-major-differences.aspx

https://www.cardfellow.com/blog/how-credit-card-processing-works/

https://www.youtube.com/watch?v=Qz3jl4TI7SQ

https://squareup.com/us/en/townsquare/credit-card-processing-fees-and-rates

https://evans.uw.edu/sites/default/files/public/STATE%20PAYDAY%20LOAN%20PRICE%20CAPS%20&%20REGULATION.pdf

https://www.businessinsider.com/personal-finance/average-mortgage-interest-rate

https://www.businessinsider.com/personal-finance/average-auto-loan-interest-rate

https://wallethub.com/edu/cc/average-credit-card-interest-rate/50841/#:~:text=The%20average%20credit%20card%20interest%20rate%20is%2018.61%25%20for%20new,card%20APRs%20worth%20considering%2C%20too.

https://www.cnbc.com/2019/03/08/25percent-of-us-households-are-either-unbanked-or-underbanked.html

https://www.policymap.com/embedmap_dyn?lqid=142722

https://www.ncua.gov/files/publications/analysis/credit-union-bank-interest-rates-march-2020.pdf

https://www.ncua.gov/analysis/cuso-economic-data/credit-union-bank-rates

https://www.mycreditunion.gov/about-credit-unions/credit-union-different-than-a-bank

https://www.federalreserve.gov/monetarypolicy/reservereq.htm

https://www.cnbc.com/2020/01/10/3-billion-of-gift-cards-go-unused-each-year-dont-let-them-go-to-waste.html

---

Photo Credits -

https://www.loanry.com/blog/wp-content/uploads/2019/08/credit-card-clipart.png

https://www.flaticon.com/free-icon/bank_584073

https://www.flaticon.com/free-icon/coin_3109832

https://www.flaticon.com/free-icon/smartphone_488

https://www.pngegg.com/en/png-iaxmt

https://consumerist.com/consumermediallc.files.wordpress.com/2014/07/cfpb2.png

---

Intro/Outro and Background Music by Michael Cotten/Nomad

http://www.mwcotten.com

Spotify ► https://open.spotify.com/album/0zCYP8rPoTWYoldR70bIiI

Amazon ► https://amzn.to/2zbsfHd

Intro Art and Channel Avatar by PoetheWonderCat

https://twitter.com/ThatCatNamedPoe

---

Hashtags: #banking #finance #postalbanking #finances #financial #bank #banks #account #loan #dollar #savemoney #savings #paydayloan #mortgage #creditcard

---

This video was sponsored by CuriosityStream and Nebula.