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The Structure & Cost of US Health Care: Crash Course Sociology #44

2018-02-12

[public] 177K views, 4.76K likes, 186 dislikes audio only

In our final episode of Crash Course Sociology we are going to talk about what the health care system in the US looks like, the five A’s of health care accessibility, and a couple of contributing factors to the affordability of health care: fee for service care and the structure of our health insurance system which encourage higher spending.

Thanks everybody for joining us for the past year on Crash Course Sociology!

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References:

Sociology by John J. Macionis, 15th edition (2014)

Distribution of U.S. Health Care Providers Residing in Rural and Urban Areas, US Department of Health & Human Services https://www.ruralhealthinfo.org/pdf/rural-urban-workforce-distribution-nchwa-2014.pdf

Protection from high medical costs https://www.healthcare.gov/why-coverage-is-important/protection-from-high-medical-costs/

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IF PEOPLE CAN PAY FOR HEALTH CARE, IS CLOSELY LINKED TO HOW
/youtube/video/KriEIJ0ubh0?t=294
INSURANCE PREMIUM THE AMOUNT YOU PAY TO THE INSURANCE COMPANY EACH MONTH SO THAT YOU CAN KEEP YOUR COVERAGE
/youtube/video/KriEIJ0ubh0?t=348
DEDUCTIBLE PORTION OF THE HEALTH CARE COSTS THAT YOU'RE RESPONSIBLE FOR YOURSELF BEFORE YOUR INSURANCE KICKS IN.
/youtube/video/KriEIJ0ubh0?t=353
RISK POOL A GROUP OF INDIVIDUALS WHO ARE COVERED UNDER ONE INSURANCE PLAN.
/youtube/video/KriEIJ0ubh0?t=415
COMMUNITY RATING EVERYONE IN THE RISK POOL IS CHARGED THE SAME PRICE TO BUY INTO THE INSURANCE PLAN
/youtube/video/KriEIJ0ubh0?t=446
EXPERIENCE RATING WHERE DIFFERENT GROUPS THAT HAVE HIGHER OR LOWER RISKS PAY DIFFERENT PRICES
/youtube/video/KriEIJ0ubh0?t=454
HIGHER RISK FOR HEART DISEASE & LUNG CANCER
/youtube/video/KriEIJ0ubh0?t=463
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